UNIVERSAL- How does it work?

Universal life insurance is a type of permanent life insurance policy that offers lifetime coverage and flexible premium payments. It has an investment component, which allows you to invest in a variety of funds and accumulate tax-deferred cash value.

This cash value can be withdrawn or borrowed against in the future. 

Universal life insurance also has the ability to adjust the death benefit amount and premium payments to meet your changing needs.

With universal life insurance, you can get the protection you need and the financial security you want.